Retirement Visa

Indonesia’s Retirement Visa lets those aged 55 and over live in Bali for 1 year, renewable annually. Full MVS support from application to settlement.
1 year (renewable)
14.500.000
14-21 business days

Pricing Breakdown

Government Fee
5.000.000
Our Service Fee
9.500.000
Total From
14.500.000

No hidden fees. Price includes all document preparation, processing, and sponsorship.

What is Retirement Visa?

Indonesia’s Retirement Visa (officially a retirement KITAS under the D31H category) offers foreign nationals aged 55 and over the opportunity to live in Bali and enjoy their retirement years in one of the world’s most beautiful and affordable destinations. The visa is issued for one year and is renewable annually, making it a practical long-term residency option for retirees who want to make Indonesia their home without the complexity of work permits or business visas.

Bali has long been a magnet for retirees from Australia, Europe, North America, and across Asia. The combination of warm tropical climate, rich cultural heritage, affordable cost of living, world-class healthcare (particularly in Denpasar and the tourist areas), and a welcoming community of international residents makes it an exceptional retirement destination. The Retirement Visa formalizes your stay, giving you legal residency status and the stability that comes with it.

To qualify, you must be at least 55 years old and meet several financial and practical requirements. You need to demonstrate a pension or passive income of at least $1,500 USD per month (or equivalent), provide proof of health insurance valid in Indonesia, secure accommodation (either owned or rented for at least one year), and agree not to work in Indonesia. You must also appoint an Indonesian sponsor — typically your landlord, a local friend, or MVS can arrange sponsorship for eligible applicants.

The total cost starts at approximately $900, with government fees around $550 and MVS service fees of $350. This covers the initial application, document preparation, immigration processing, and your KITAS card issuance. Annual renewals are less expensive, as much of the supporting documentation carries over.

My Visa Solution provides comprehensive retirement visa support that goes beyond just paperwork. We help you navigate accommodation requirements, connect you with health insurance providers experienced with expat retirees, and guide you through the local registration process. Many of our retirement visa clients have been renewing with us for years, and we treat the annual renewal as a streamlined, hassle-free process.

After five consecutive years on a retirement KITAS, you may be eligible to apply for a KITAP (permanent stay permit), which is valid for five years and further simplifies your residency status. For those seeking an even longer initial commitment, the Second Home Visa offers 5-10 year options, though with higher financial requirements.

Who Needs This Visa?

The Retirement Visa is exclusively for foreign nationals who are 55 years of age or older and wish to live in Indonesia on a long-term basis without working. It is not available to anyone under 55, regardless of their financial status or retirement plans.

This visa is ideal for recent retirees who want to relocate to Bali full-time and enjoy a lower cost of living with a higher quality of life, seasonal retirees who spend several months each year in Indonesia and want a more stable visa arrangement than repeated tourist visas, couples where at least one partner is 55 or older (the younger spouse can apply for a dependent visa tied to the retiree’s KITAS), and expatriates already living in Indonesia who have reached retirement age and are transitioning from a work-based visa.

The financial requirements are straightforward but firm. You must demonstrate a monthly pension or passive income of at least $1,500 USD. This can come from government pensions, private pension plans, investment income, rental income, or any combination of regular passive income sources. Lump-sum savings without regular income may not satisfy the requirement on their own — immigration wants to see ongoing income that will sustain your stay.

You must also secure accommodation for the duration of your visa. This means either owning property in Indonesia (under the Hak Pakai title available to foreigners) or having a rental agreement for at least one year. MVS can connect you with property agents in Bali who specialize in long-term rentals for expatriate retirees.

If you are under 55 but seeking long-term residency, the Second Home Visa or Social/Cultural Visa may be alternatives. If you are over 55 and want to do some consulting or part-time work, the retirement visa does not allow this — you would need to explore the Business Visa or Digital Nomad Visa depending on your work type.

Requirements & Documents

  • Valid passport with at least 18 months remaining validity and 4 blank pages
  • Recent passport-sized photographs (4x6 cm, red background, multiple copies)
  • Proof of monthly pension or passive income of at least $1,500 USD (bank statements, pension letters)
  • Health insurance valid in Indonesia with coverage for the full stay period
  • Proof of accommodation in Indonesia (rental agreement of at least 1 year or property ownership certificate)
  • Indonesian sponsor letter (landlord, local contact, or MVS-arranged sponsor)
  • Signed declaration that you will not engage in employment in Indonesia
  • Curriculum vitae / personal history statement

Common requirements include:

  • Valid passport with at least 6 months validity
  • Passport-sized photographs (4×6 cm, white background)
  • Completed visa application form
  • Return or onward flight ticket
  • Proof of accommodation in Indonesia
  • Proof of sufficient funds (bank statement)
  • Travel insurance with minimum coverage

Note: Specific requirements may vary. Contact us for your personalized checklist.

Application Process

  1. Retirement Visa Consultation
    Contact MVS for a free assessment. We verify your age eligibility, review your income documentation, and discuss accommodation options in Bali. We provide a complete checklist and cost estimate for your specific situation.
  2. Document Preparation and Sponsor Arrangement
    Gather your pension proof, insurance policy, and accommodation documents. MVS reviews everything and coordinates your Indonesian sponsor. We ensure all documents meet current immigration standards.
  3. Application Submission and Processing
    MVS submits your retirement visa application to Indonesian immigration. Processing takes 14-21 business days. We manage all communication with authorities and keep you updated on the status.
  4. Visa Issuance and Arrival
    Upon approval, you receive your visa telex. If you are overseas, you obtain your visa stamp at an Indonesian embassy/consulate. Upon arrival in Bali, MVS arranges your KITAS card issuance and all local registrations (police report, local district registration).
  5. Annual Renewal and Ongoing Support
    MVS contacts you before each annual renewal deadline. We prepare updated documentation, submit the renewal application, and ensure uninterrupted residency. We also advise on KITAP eligibility when you reach the qualifying period.
  1. Submit Your Documents
    Send us your passport scan and required documents via WhatsApp or our online form.
  2. Document Review & Preparation
    Our team reviews your documents and prepares the complete application package.
  3. Application Submission
    We submit your application to Indonesian Immigration on your behalf.
  4. Processing & Tracking
    We monitor your application status and keep you updated at every step.
  5. Visa Delivery
    Receive your approved visa via email or collect at our Bali office.

Pricing Breakdown

Government Fee
5.000.000
Our Service Fee
9.500.000
Total From
14.500.000

What's Included

No hidden fees. Price includes all document preparation, processing, and sponsorship.

Retirement Visa — Frequently Asked Questions

What is the minimum age for the Retirement Visa?

You must be at least 55 years old at the time of application. There are no exceptions to this age requirement. If you are younger than 55 and seeking long-term residency, consider the Second Home Visa or Social/Cultural Visa.

Can I work on a Retirement Visa?

No. The Retirement Visa explicitly prohibits all forms of employment, including remote work, consulting, and volunteering that resembles work. You must sign a declaration confirming you will not work in Indonesia. Violating this condition can result in visa revocation.

What kind of income qualifies as pension or passive income?

Acceptable income sources include government pensions (Social Security, state pensions), private/corporate pension plans, annuity payments, investment dividends, rental income from property abroad, and other regular passive income. The key is that it must be recurring and verifiable through official documentation.

Can my spouse join me if they are under 55?

Yes. Your spouse can apply for a dependent KITAS tied to your retirement visa, regardless of their age. Dependent spouses cannot work in Indonesia. Children under 18 can also be included as dependents.

Do I need to buy property in Bali?

No. You can rent. You simply need to show proof of accommodation for the duration of your visa. A one-year rental agreement is the most common option. If you do wish to purchase property, foreigners can hold a Hak Pakai (right to use) title. MVS can connect you with real estate professionals who specialize in foreign property ownership.

What healthcare is available for retirees in Bali?

Bali has excellent healthcare, particularly in the Denpasar and Kuta areas. BIMC Hospital, Siloam Hospital, and Kasih Ibu Hospital are among the facilities popular with expatriates. You are required to have health insurance for the retirement visa. MVS can recommend insurance providers who offer comprehensive plans for expat retirees in Indonesia.

Can I convert my Retirement Visa to permanent residency?

Yes. After five consecutive years on a retirement KITAS, you may apply for a KITAP (permanent stay permit), valid for five years and renewable. The KITAP simplifies your residency status and eliminates annual renewals. MVS manages the conversion process when you qualify.

Processing times vary depending on the visa type. Most applications are processed within 3-5 business days after all documents are submitted. Rush processing may be available for urgent cases. We’ll provide a specific timeline during your free consultation.
Yes, many visa types can be extended while you’re in Indonesia. The extension process and eligibility depend on your current visa type. Contact us at least 7-14 days before your visa expires to begin the extension process.
Visa rejections are rare when working with our experienced team. However, if a rejection occurs, we’ll review the reason, advise on next steps, and resubmit if possible. Our 98% success rate reflects our thorough document preparation and deep knowledge of Indonesian immigration requirements.

Not Sure? Consider These Alternatives

Tourist Visa (B211A)

60 Days • From $85

Digital Nomad Visa (E33G)

1 Year • From $350

Work Permit (KITAS)

1-2 Years • From $1,200

Ready to Apply for Your Visa?

Contact us today for a free consultation. Our experts handle everything so you can focus on enjoying Bali.

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